Lucy Negrete

My name is Lucy Negrete; I have been a Mortgage Consultant for 15 years.  I started my career at California Capital and have been here since 1996. During this time I have helped over 700 families, and I am proud to say that many of them have come back to me over the years to assist them with different aspects of their Mortgage needs. My many year of experience have been primarily with first time home buyers.  I am very familiar with down payment assistance programs.  I have also assisted many families in upgrading and investing in Real Estate. I have my California Real Estate License since 1996.  With all the changes in the industry I am proud to say that I am fully licensed with the Nationwide Mortgage Licensing System.

I am married and a proud mom of a seven and two year old boys.  I am passionate about my job because I work very hard to help people realize their dream of home ownership. I do it with the highest integrity and professionalism in the industry; and at the same time it gives me the flexibility to attend my family needs. I have a degree in Finance from The University of California Riverside. I Love to Cook and spend time with family and friends.                                                                                                                                                                                                                                                                                                               Please feel free to contact me at (909) 376-5492

                                                                                                                                   or lnegrete@mycaliforniacapital.com                                                                                                                                                                                                                                                                                                              

Basic Needs List     Click Here to Download a copy of this list.

Below is a basic list of what documents you need to bring me to get your loan qualification moving.

1.   Your Tax Returns from the last two years (include W2s and 1099s)

2.   One month’s most recent paystub

3.   Your two most recent bank statements (including all pages)

4.   Social Security Card and Photo ID